Legal Notice and Disclaimer
1. Terms and Conditions
You should carefully read these terms and conditions (hereinafter the “Terms”) before you continue. By accessing and using the Stoneweg web site (the “Site”), you expressly confirm that you have read, understood and agreed to be bound by the Terms contained below. If you do not agree to these Terms, you should exit the Site now. Access to the Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our Site without notice. We will not be liable if for any reason our site is unavailable at any time or for any period.
2. Operator
The Site is operated by Stoneweg SA, 8 Boulevard Georges-Favon, CH-1204 Geneva, Switzerland. Stoneweg SA is registered with the Commercial Register of the Canton of Geneva.
For clarity, in these Terms, references to “we”, “us”, “our” and “ourselves” are references to Stoneweg SA and any of its affiliates and group companies.
3. Local restrictions
Information provided and services described (hereinafter the “Content”) on this Site are not aimed at any person in any jurisdiction where (by reason of that person’s nationality, place of residence or domicile, or for any other reason) the provision, access or use of this Site is prohibited or restricted by law. Any person in respect of whom such prohibition and/or restriction apply must refrain from accessing or using the Site. The Content described on the Site may not be available or may be prohibited or restricted to persons depending on the relevant jurisdiction (by reason of that person’s nationality, place of residence or domicile, or for any other reason). You should first consult your adviser for information regarding any restriction applicable to you regarding the sale or access to such Content.
4. Trademarks and copyright
We grant to you a limited, non-exclusive, non-transferable license to access and use the site in accordance with these Terms. Any use of the site not specifically permitted under these Terms is strictly prohibited.
We are the owner, the licensee or otherwise have permission of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You shall not use the Content or our logos and trademarks in any form whatsoever except with our prior written consent. In no event is linking through any hypertext and inline links (e.g. framing) or consulting the Site through inline links or framing authorized without the prior written consent of Stoneweg SA. Use of the Site for advertising or commercial purposes, in any form whatsoever, is prohibited without the prior written consent of Stoneweg SA. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged. You must not use any part of the materials on our site for commercial purposes without obtaining permission from us to do so.
5. No offer, solicitation or recommendation
The Content is provided for information purposes only and shall not, in any circumstance, constitutes an offer, a solicitation or a personal recommendation to buy or sell any investment, financial product or instrument. The risks involved in certain investments and/or financial products are not suitable for all investors and you should first seek advice from your adviser to obtain a specific evaluation of your own risk profile. In addition, you should seek information regarding the risks inherent in any financial decision. Past performance is not a guarantee to present or future performance. The value of an investment may increase or decrease and you may not recover all or even part of your original investment. Fluctuations in exchange rates can also influence, negatively or positively, the value of an investment.
6. No legal, accounting or tax advice
Stoneweg SA is not a law firm nor an accounting firm, nor a tax advisor. The Content of this Site should not be construed or interpreted as legal, accounting or tax advice. Prospective investors must rely on their own assessment of the legal, regulatory, taxation, financial and other risks and consequences of any investment or transaction.
7. Reliability of information
While Stoneweg SA makes every reasonable effort to use reliable and comprehensive information, it makes no representation or warranty of any kind that the Content of this Site is accurate, complete or up-to-date. Any of the material on our Site may be out of date at any given time, and we are under no obligation to update such material. Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed. Any decision based on such Content is taken at your sole risk. Whilst we have worked diligently to provide accurate and complete information, this Site is provided free of charge to you and Stoneweg SA shall not bear any responsibility or liability whatsoever for any loss or damage of any sort that may result directly or indirectly from your use of the Content. Stoneweg SA reserves the right to change the contents of the Site at any time without prior notice.
8. Investment performance
Past performance is neither a guarantee nor an indication of future performance of an investment. Investments may increase or decrease in value and an investor may not be able to recover the initial investment made. Exchange rates may also cause the value of an investment to rise or fall.
Financial information has been prepared for illustration purposes only and does not constitute investment advice or a recommendation. Financial information commonly includes forward-looking statements, projections, forecasts, targeted and illustrative returns (“forward looking information”), and estimates such as growth forecasts, sales values, gearing and capitalisation yields. Forward-looking information involves numerous assumptions, uncertainties, qualifications and risks. Forward-looking information is not intended to serve as and should not be relied upon by any prospective investor as a guarantee, assurance, prediction or definitive statement or fact or probability. No representation is made as to the reasonableness or achievability of any forward-looking information or as to the accuracy or completeness of any modelling or analysis. Any expression of opinion on present or future market values does not constitute a formal valuation. All opinions and estimates are given as of the date the financial information is prepared and are subject to change. Actual events and circumstances are difficult or impossible to predict and may differ from assumptions. Actual realised returns depend on, among other factors, future operating results, the value of the assets, market conditions at the time of disposition, legal and contractual restrictions on transfer that may limit liquidity, any related transaction costs and the timing and manner of sale, all of which may differ from the data and assumptions on which this financial model is based. Accordingly, the actual realised returns may differ materially from the returns indicated in financial information.
The past performance of any investment and returns generated are provided for illustrative purposes only and should not be regarded as an indication of the future performance of any investment, nor are they indicative of potential investment results. There can be no assurance that these or comparable investment results or returns will be achieved or that it is possible to make investments similar to any existing and historical investments.
9. No warranty and limitation of liability
To the extent permitted by law, we, other members of our group of companies, third parties connected to us and their respective officers, directors, employees, affiliates and shareholders hereby expressly exclude:
- All conditions, warranties and other terms of use which might otherwise be implied by statute, common law or the law of equity.
- Any liability for any direct, special, incidental, indirect, exemplary or consequential loss or damage incurred by any user in connection with our site or in connection with the use, inability to use, or results of the use of our site, any websites linked to it and any materials posted on it, including, without limitation any liability for:
- loss of income or revenue;
- loss of business;
- loss of profits or contracts;
- loss of anticipated savings;
- loss of data;
- loss of goodwill;
- wasted management or office time; and
- for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.
- Any direct or indirect loss or damage incurred as a result of a technical or other error, failure to transfer information, system overload, problematic use, interruption of service (including but not limited to maintenance service), delay in the transmission of information, incompatibility between this Site and user’s files and/or software (including user’s browser) and/or computer, any dysfunction or interference, any transmission of a virus or worm to user’s computer, illegal access (e.g. hackers), intentional blocking of telecommunication tools and networks (e.g. as a result of massive e-mail or denial of access attacks) or for any other error or omission of network or telecommunication providers or operators.
This does not affect our liability for death or personal injury arising from our negligence, nor our any other liability which cannot be excluded or limited under applicable law.
10. Severability
Should any provision of the Terms thereof be held to be illegal, invalid or unenforceable under any present or future laws or by decision of any court of any competent jurisdiction, it shall not, in any case, cause the invalidation, cancellation or unenforceability of any other provision of the Terms. The illegal, invalid or unenforceable provision or part of it shall be modified to the minimum extent necessary to make such provision legal, valid or enforceable, as the case may be.
11. Governing law and jurisdiction
All legal relations between the user and Stoneweg SA shall be governed by and construed in accordance with the laws of Switzerland. The place of performance, the exclusive place of jurisdiction for any type of proceedings and the place of proceedings for debt or bankruptcy against any user of the Site whether or not domiciled or resident in Switzerland shall be Geneva, subject to compulsory jurisdiction provided by applicable Swiss legislation and international conventions ratified by Switzerland. Stoneweg SA shall nonetheless be entitled to take legal action at the user’s place of domicile or residence or before any other competent court.
12. Amendment of terms and conditions
Stoneweg SA reserves the right to change Terms at any time without prior notice. Such changes are shown on the Site. By viewing and using the Site, you expressly agree to all such new Terms.
13. Data protection
a. Cookies: This Site is using cookies to provide statistics that help Stoneweg SA give you the best experience of its Site. You can find out more or switch them off if you prefer. However, by continuing to use the Site without changing settings, you are agreeing to our use of cookies.
b. Use of Google Analytics: This Site uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer to help the Site to analyse how visitors use it. The information generated by the cookie about your use of the Site (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the Site, compiling reports on Site activity for website operators and providing other services relating to Site activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this Site. By using this Site, you consent to the processing of data about you by Google in the manner and for the purposes set out above.
c. Further data protection provisions: The use of this Site is largely possible without the provision of personal information. Where any personal information (such as, without limitation, name, email address, IP address etc)is collected on this Site, this is done for the purpose of an information exchange desired by the user and the data is processed in line with the regulations of the Swiss Federal Act on Data Protection, The General Data Protection Regulation (EU) 2016/679, the UK Data Protection Act 2018 and other applicable laws.
Details of your visits to our Site including, but not limited to, resources you access, traffic data, location data, weblogs, cookies and communication data may be collected and processed. If you contact or correspond with us (i.e. make an inquiry, request information or otherwise correspond with us), we may keep a record of that correspondence and any personal information you provide. By using our Site, you consent to such processing and you warrant that all data provided by you is accurate.
Stoneweg SA emphasizes that data transmission over internet (e.g. when communicating via email) can have security flaws. The complete protection of data against access by third parties is not possible.
d. Website Privacy Notice: These Terms together with our Website Privacy Notice set out the basis on which we collect, use and disclose certain personal information from you.
14. Disclaimer
The Site is provided to you “as is”. Any use of this site is at your own risk. To the maximum extent permitted by law, we exclude all warranties, either express or implied (including, but not limited to, implied warranties of satisfactory quality, fitness for purpose and the use of reasonable care and skill). Stoneweg SA shall not be liable for any damage of any kind resulting from the unavailability of the Site or any portion thereof or from the use of the Site.
15. Links
The Site may provide automatic links to other websites. You shall use such links to any external websites at your sole risk and Stoneweg SA shall accept no liability for their content or for the products, services or other offers available through them. If you follow a link to any of these websites, please note that these websites have their own privacy policies or notices. Please check these policies when you visit, and before you submit any personal data to, these websites.
16. Linking to our Site
You may link to our home page, provided you ask our permission in advance and do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
You must not establish a link from any website that is not owned by you.
Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page. We reserve the right to withdraw linking permission without notice.
If you wish to make any use of material on our site other than that set out above, please address your request to
17. Your concerns
If you have any concerns about material which appears on our Site, please contact