Legal Notice and Disclaimer

1. Terms and Conditions

You should carefully read these terms and conditions (hereinafter the “Terms”) before you continue. By accessing and using the Stoneweg web site, you expressly confirm that you have read, understood and agreed to be bound by the Terms contained below. If you do not agree to these Terms, you should exit the Site now.

2. Operator

The Site is operated by Stoneweg SA, 8 Boulevard Georges-Favon, CH-1204 Geneva, Switzerland. Stoneweg SA is registered with the Commercial Register of the Canton of Geneva.

3. Local restrictions

Information provided and services described (hereinafter the “Content”) on this Site are not aimed at any person in any jurisdiction where (by reason of that person’s nationality, place of residence or domicile, or for any other reason) the provision, access or use of this Site is prohibited or restricted by law. Any person in respect of whom such prohibition and/or restriction apply must refrain from accessing or using the Site. The Content described on the Site may not be available or may be prohibited or restricted to persons depending on the relevant jurisdiction (by reason of that person’s nationality, place of residence or domicile, or for any other reason). You should first consult your adviser for information regarding any restriction applicable to you regarding the sale or access to such Content.

4. Trademarks and copyright

Stoneweg SA’s Logo and trademarks are protected by law and the Content of the Site is protected by copyright. All rights are reserved for third party copyrights. You shall not use the Content or Stoneweg SA’s logo and trademarks in any form whatsoever unless specific mention is made of the trademarks and copyright protection in addition to the compliance with the Terms. In no event, linking through any hypertext and inline links, e.g. framing, or consulting the Site through inline links or framing is authorized without the prior written consent of Stoneweg SA. Use of the Site for advertising or commercial purposes, in any form whatsoever, is prohibited without the prior written consent of Stoneweg SA.

5. No offer, solicitation or recommendation

The Content is provided for information purposes only and shall not, in any circumstance, constitutes an offer, a solicitation or a personal recommendation to buy or sell any investment, financial product or instrument. The risks involved in certain investments and/or financial products are not suitable for all investors and you should first seek advice from your adviser to obtain a specific evaluation of your own risk profile. In addition, you should seek information regarding the risks inherent in any financial decision. Past performance is not a guarantee to present or future performance. The value of an investment may increase or decrease and you may not recover all or even part of your original investment. Fluctuations in exchange rates can also influence, negatively or positively, the value of an investment.

6. No legal, accounting or tax advice

Stoneweg SA is not a law firm nor an accounting firm, nor a tax advisor. The Content of this Site should not be construed or interpreted as legal, accounting or tax advice.

7. Reliability of information

While Stoneweg SA makes every reasonable effort to use reliable and comprehensive information, it makes no representation or warranty of any kind that Content of this Site is accurate, complete or up-to-date. Any decision based on such Content is taken at your sole risk. Stoneweg SA shall not bear any responsibility or liability whatsoever for any loss or damage of any sort that may result directly or indirectly from your use of the Content. Stoneweg SA reserves the right to change the contents of the Site at any time without prior notice.

8. Investment performance

Past performance is neither a guarantee nor an indication of future performance of an investment. Investments may increase or decrease in value and an investor may not be able to recover the initial investment made. Exchange rates may also cause the value of an investment to rise or fall.

9. No warranty and limitation of liability

Neither Stoneweg SA, its officers, directors, employees, affiliates and shareholders, nor any third party information providers, their officers, directors, employees, affiliates and shareholders shall be liable for any loss or damage of any nature whatsoever that any user may incur directly or indirectly as a result of user’s access to this Site or of the use of the Content available through the Site or of user’s inability to access or use the Site or its Content. In particular, in no event shall Stoneweg SA, its officers, directors, employees, affiliates and shareholders be liable for any loss or damage incurred as a result of a technical or other error, failure to transfer information, system overload, problematic use, interruption of service (including but not limited to maintenance service), delay in the transmission of information, incompatibility between this Site and user’s files and/or software (including user’s browser) and/or computer, any dysfunction or interference, any transmission of a virus or worm to user’s computer, illegal access (e.g. hackers),  intentional blocking of telecommunication tools and networks (e.g. as a result of massive e-mail or denial of access attacks) or for any other error or omission of network or telecommunication providers or operators.

10. Severability

Should any provision of the Terms thereof be held to be illegal, invalid or unenforceable under any present or future laws or by decision of any court of any competent jurisdiction, it shall not, in any case, cause the invalidation, cancellation or unenforceability of any other provision of the Terms. The illegal, invalid or unenforceable provision or part of it shall be modified to the minimum extent necessary to make such provision legal, valid or enforceable, as the case may be.

11. Governing law and jurisdiction

All legal relations between the user and Stoneweg SA shall be governed by and construed in accordance with the laws of Switzerland. The place of performance, the exclusive place of jurisdiction for any type of proceedings and the place of proceedings for debt or bankruptcy against any user of the Site whether or not domiciled or resident in Switzerland shall be Geneva, subject to compulsory jurisdiction provided by applicable Swiss legislation and international conventions ratified by Switzerland. Stoneweg SA shall nonetheless be entitled to take legal action at the user’s place of domicile or residence or before any other competent court.

12. Amendment of terms and conditions

Stoneweg SA reserves the right to change Terms at any time without prior notice. Such changes are shown on the Site. By viewing and using the Site, you expressly agree to all such new Terms.

13. Data protection

a. Cookies: This Site is using cookies to provide statistics that help Stoneweg SA give you the best experience of its Site. You can find out more or switch them off if you prefer. However, by continuing to use the Site without changing settings, you are agreeing to our use of cookies.

b. Use of Google Analytics: This Site uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer to help the Site to analyze how visitors use it. The information generated by the cookie about your use of the Site (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the Site, compiling reports on Site activity for website operators and providing other services relating to Site activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this Site. By using this Site, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

c. Further data protection provisions: The use of this Site is largely possible without the provision of personal information. Where personal information (e.g. name, email address) is collected on this Site, this is done for the purpose of an information exchange desired by the user and the data is processed in line with the regulations of the Swiss Federal Act on Data Protection and other applicable laws.

Stoneweg SA emphasizes that data transmission over Internet (e.g. when communicating via email) can have security flaws. The complete protection of data against access by third parties is not possible.

14. Disclaimer

Stoneweg SA shall not be liable for any damage of any kind resulting from the unavailability of the Site or any portion thereof or from the use of the Site.

15. Links

The Site may provide automatic links to other websites. You shall use such links to any external websites at you sole risk and Stoneweg SA shall accept no liability for their content or for the products, services or other offers available through them.